Insurance
Services may be covered in full or in part by your health insurance or employee benefit plan. Pathways to Growth Counseling is an in-network provider with BCBS. If we do not specifically accept your insurance, we will provide you with a comprehensive billing statement that you can submit to your insurance provider for potential reimbursement
Please check your coverage carefully by asking the following questions:
- Do I have mental health insurance benefits?
- What is my deductible and has it been met?
- How many sessions per year does my health insurance cover?
- What is the coverage amount per therapy session?
- Is approval required from my primary care physician?
If you need assistance verifying your benefits we are happy to help.
Paying Privately
Why should I choose to pay for therapy myself?
There are both advantages and drawbacks of out-of-pocket payment and to using private insurance. Obviously, the biggest drawback of out-of-pocket pay is that it is an immediate out-of-pocket pay is that it is an immediate out-of-pocket expense. However, there are advantages of private pay that may make the expense worth considering.
Services without Hindrances, Pressure or Stigma:
Most insurance providers require a mental health diagnosis in order for therapy to be covered. When clients pay out-of-pocket, there is no requirement of a mental health diagnosis for treatment. Additionally, your session may be tax deductible.
Confidentiality and Privacy
Clients who pay out of pocket are guaranteed that the only people who know any of the details of therapy are themselves and their therapist. Aside from normal limits to confidentiality, therapy is completely confidential, without any third party being privy to information exchanged in session.
Finding the Right Therapist
Having a choice is an important factor when it comes to finding someone you trust with your personal concerns. You may, for instance, prefer seeing someone who was personally recommended to you. When you use your insurance plan, your options are usually limited to therapists within your insurance provider’s network.
Private Pay Rates
Initial Clinical Assessment: $140-175
Individual Therapy Sessions: $115-150
Couples/Family Therapy Sessions: $130-165
Individual Therapy Sessions: $115-150
Couples/Family Therapy Sessions: $130-165
*Rates may vary depending on your counselor
*Reduced fee services are available on a limited case-by-case basis.
Payment
Cash, check and credit/debit accepted for payment.
Cancellation Policy
Pathways to Growth Counseling requires at least 24 hours notice should you need to cancel or change your therapy appointment. Failure to provide at least 24 hours notice will result in a $70 cancellation/no show fee. This fee is not covered by insurance.